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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,099 | $150,442-45.4% | $136,295-39.8% | $147,585-44.4% |
| Participation rate | 78.3% | 84.4%-6.2pp | 81.9%-3.7pp | 82.8%-4.6pp |
| Annual return | 21.75% | 1049.09%-1027.3pp | 5155.97%-5134.2pp | 578.56%-556.8pp |
| Employer contribution / active EE | $5,129 | $5,256-2.4% | $4,695+9.2% | $4,876+5.2% |
| Participant deferral / active EE | $5,586 | $6,630-15.7% | $6,247-10.6% | $5,439+2.7% |
| Admin fee / account holder | $1,873 | $10,905-82.8% | $9,243-79.7% | $10,885-82.8% |