Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,472 | $51,202-91.3% | $70,548-93.7% | $75,181-94.1% |
| Participation rate | 36.0% | 61.0%-25.0pp | 68.3%-32.3pp | 67.2%-31.2pp |
| Annual return | 18.77% | 30.05%-11.3pp | 32.78%-14.0pp | 160.69%-141.9pp |
| Employer contribution / active EE | $441 | $1,827-75.9% | $2,975-85.2% | $2,671-83.5% |
| Participant deferral / active EE | $907 | $2,850-68.2% | $4,567-80.1% | $4,126-78.0% |
| Admin fee / account holder | $1,434 | $4,094-65.0% | $6,424-77.7% | $5,650-74.6% |