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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $621,575 | $176,077+253.0% | $159,455+289.8% | $167,518+271.0% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 9.71% | 331.83%-322.1pp | 263.63%-253.9pp | 478.71%-469.0pp |
| Employer contribution / active EE | $27,732 | $5,298+423.4% | $4,830+474.1% | $4,838+473.2% |
| Participant deferral / active EE | $20,750 | $7,751+167.7% | $7,353+182.2% | $6,342+227.2% |
| Admin fee / account holder | $6,895 | $12,556-45.1% | $10,800-36.2% | $12,312-44.0% |