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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,721 | $135,645-61.1% | $110,243-52.2% | $135,380-61.1% |
| Participation rate | 73.3% | 83.5%-10.1pp | 79.8%-6.5pp | 82.6%-9.3pp |
| Annual return | -8.17% | 513.24%-521.4pp | 314.76%-322.9pp | 519.81%-528.0pp |
| Employer contribution / active EE | $2,650 | $4,907-46.0% | $3,827-30.8% | $4,779-44.6% |
| Participant deferral / active EE | $8,879 | $5,507+61.2% | $4,672+90.0% | $5,609+58.3% |
| Admin fee / account holder | $678 | $11,458-94.1% | $8,548-92.1% | $10,828-93.7% |