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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,077 | $93,598-31.5% | $135,974-52.9% | $75,173-14.8% |
| Participation rate | 62.1% | 75.2%-13.1pp | 81.9%-19.8pp | 67.2%-5.1pp |
| Annual return | 23.83% | 30.89%-7.1pp | 68.30%-44.5pp | 160.72%-136.9pp |
| Employer contribution / active EE | $2,519 | $3,538-28.8% | $4,859-48.2% | $2,671-5.7% |
| Participant deferral / active EE | $6,299 | $6,405-1.7% | $7,760-18.8% | $4,126+52.6% |
| Admin fee / account holder | $673 | $6,978-90.4% | $10,767-93.7% | $5,651-88.1% |