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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,881 | $82,674-39.7% | $125,381-60.2% | $68,486-27.2% |
| Participation rate | 61.5% | 75.1%-13.5pp | 82.4%-20.8pp | 67.9%-6.4pp |
| Annual return | -13.90% | -5.97%-7.9pp | 572.31%-586.2pp | -7.85%-6.0pp |
| Employer contribution / active EE | $2,578 | $3,382-23.8% | $4,815-46.5% | $2,597-0.7% |
| Participant deferral / active EE | $6,231 | $6,111+2.0% | $7,448-16.3% | $4,028+54.7% |
| Admin fee / account holder | $8,144 | $6,277+29.7% | $10,007-18.6% | $5,404+50.7% |