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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,343 | $106,008+15.4% | $92,240+32.6% | $147,586-17.1% |
| Participation rate | 66.7% | 80.4%-13.7pp | 76.5%-9.8pp | 82.8%-16.2pp |
| Annual return | 13.15% | 50.05%-36.9pp | 176.29%-163.1pp | 578.59%-565.4pp |
| Employer contribution / active EE | $4,250 | $4,333-1.9% | $3,680+15.5% | $4,876-12.8% |
| Participant deferral / active EE | $12,192 | $4,478+172.2% | $3,897+212.8% | $5,439+124.2% |
| Admin fee / account holder | $197 | $6,333-96.9% | $5,194-96.2% | $10,886-98.2% |