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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,372 | $175,257-78.7% | $149,717-75.0% | $139,456-73.2% |
| Participation rate | 69.2% | 83.4%-14.2pp | 78.8%-9.5pp | 80.3%-11.1pp |
| Annual return | 14.26% | 166.70%-152.4pp | 134.41%-120.1pp | 373.45%-359.2pp |
| Employer contribution / active EE | $1,752 | $5,477-68.0% | $4,820-63.7% | $4,753-63.1% |
| Participant deferral / active EE | $2,210 | $6,521-66.1% | $5,682-61.1% | $6,711-67.1% |
| Admin fee / account holder | $714 | $16,156-95.6% | $13,213-94.6% | $11,407-93.7% |