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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,879 | $85,766-46.5% | $136,297-66.3% | $70,131-34.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 8.73% | 31.45%-22.7pp | 5156.16%-5147.4pp | 73.14%-64.4pp |
| Employer contribution / active EE | $1,952 | $2,966-34.2% | $4,696-58.4% | $2,342-16.7% |
| Participant deferral / active EE | $1,181 | $5,051-76.6% | $6,247-81.1% | $3,332-64.5% |
| Admin fee / account holder | $1,013 | $5,420-81.3% | $9,244-89.0% | $4,645-78.2% |