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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,782 | $77,816-72.0% | $123,552-82.4% | $64,173-66.1% |
| Participation rate | 79.3% | 74.7%+4.6pp | 82.3%-3.0pp | 69.6%+9.7pp |
| Annual return | -8.03% | 12.49%-20.5pp | 119.20%-127.2pp | 7.63%-15.7pp |
| Employer contribution / active EE | $2,267 | $3,014-24.8% | $4,628-51.0% | $2,381-4.8% |
| Participant deferral / active EE | $5,173 | $5,240-1.3% | $6,426-19.5% | $3,470+49.1% |
| Admin fee / account holder | $5,126 | $5,519-7.1% | $9,285-44.8% | $4,887+4.9% |