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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $56,372 |
CADENCE BANK1 year Filed as: CADENCE INSURANCE, INC. Service code 49 · EIN 72-1381997 | Other Services | $21,688 |
ALLIANCE BENEFIT GROUP7 years Filed as: ALLIANCE BENEFIT GROUP OF HOUSTON Service code 49 · EIN 76-0500416 | Other Services | $21,666 |
Filed as: CHARLES SCHWAB & CO, INC. Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $201 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,141 | $61,356+302.8% | $149,696+65.1% | $71,511+245.6% |
| Participation rate | 90.8% | 62.5%+28.3pp | 78.8%+12.1pp | 67.9%+22.9pp |
| Annual return | 16.02% | 35.86%-19.8pp | 134.46%-118.4pp | 28.86%-12.8pp |
| Employer contribution / active EE | $9,879 | $2,382+314.8% | $4,821+104.9% | $2,589+281.6% |
| Participant deferral / active EE | $5,708 | $2,920+95.5% | $5,682+0.5% | $4,291+33.0% |
| Admin fee / account holder | $356 | $1,263-71.8% | $13,212-97.3% | $1,588-77.6% |