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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,889 | $81,276-14.0% | $155,574-55.1% | $80,925-13.6% |
| Participation rate | 96.7% | 66.2%+30.4pp | 78.2%+18.5pp | 67.7%+29.0pp |
| Annual return | 13.47% | 33.36%-19.9pp | 64.87%-51.4pp | 35.65%-22.2pp |
| Employer contribution / active EE | $5,742 | $3,103+85.0% | $4,676+22.8% | $2,756+108.3% |
| Participant deferral / active EE | $7,834 | $3,453+126.9% | $5,629+39.2% | $4,299+82.2% |
| Admin fee / account holder | $2,962 | $7,993-62.9% | $15,914-81.4% | $6,940-57.3% |