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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,967 | $198,457-82.9% | $170,435-80.1% | $147,586-77.0% |
| Participation rate | 84.2% | 88.0%-3.8pp | 83.6%+0.6pp | 82.8%+1.4pp |
| Annual return | 17.04% | 257.30%-240.3pp | 205.94%-188.9pp | 578.59%-561.6pp |
| Employer contribution / active EE | $3,016 | $6,183-51.2% | $5,432-44.5% | $4,876-38.1% |
| Participant deferral / active EE | $4,266 | $5,629-24.2% | $4,939-13.6% | $5,439-21.6% |
| Admin fee / account holder | $897 | $16,852-94.7% | $13,881-93.5% | $10,886-91.8% |