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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,420 | $76,407+11.8% | $150,298-43.2% | $82,448+3.6% |
| Participation rate | 92.9% | 66.4%+26.5pp | 77.8%+15.1pp | 68.1%+24.8pp |
| Annual return | 20.25% | 39.99%-19.7pp | 62.79%-42.5pp | 41.64%-21.4pp |
| Employer contribution / active EE | $4,837 | $2,614+85.0% | $4,154+16.4% | $2,551+89.6% |
| Participant deferral / active EE | $5,981 | $3,214+86.1% | $5,453+9.7% | $4,139+44.5% |
| Admin fee / account holder | $3,523 | $6,352-44.5% | $14,116-75.0% | $7,234-51.3% |