Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,833 | $45,872-32.8% | $77,096-60.0% | $68,486-55.0% |
| Participation rate | 39.6% | 55.9%-16.3pp | 67.9%-28.3pp | 67.9%-28.3pp |
| Annual return | -16.55% | 1.73%-18.3pp | 42.35%-58.9pp | -7.85%-8.7pp |
| Employer contribution / active EE | $365 | $1,650-77.8% | $2,814-87.0% | $2,597-85.9% |
| Participant deferral / active EE | $5,088 | $2,963+71.7% | $4,429+14.9% | $4,028+26.3% |
| Admin fee / account holder | $490 | $3,041-83.9% | $5,428-91.0% | $5,404-90.9% |