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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,488 | $45,825-79.3% | $90,657-89.5% | $56,287-83.1% |
| Participation rate | 47.6% | 66.7%-19.1pp | 74.0%-26.4pp | 69.9%-22.2pp |
| Annual return | -6.96% | 38.64%-45.6pp | 1.89%-8.8pp | -9.96%+3.0pp |
| Employer contribution / active EE | $665 | $1,372-51.5% | $2,532-73.7% | $2,111-68.5% |
| Participant deferral / active EE | $1,338 | $2,562-47.8% | $3,424-60.9% | $3,350-60.0% |
| Admin fee / account holder | $246 | $413-40.4% | $4,994-95.1% | $521-52.8% |