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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,724 | $167,352-77.5% | $143,788-73.8% | $134,509-72.0% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -20.71% | 0.47%-21.2pp | -0.03%-20.7pp | 418.13%-438.8pp |
| Employer contribution / active EE | $12,245 | $5,620+117.9% | $4,952+147.3% | $4,741+158.3% |
| Participant deferral / active EE | $9,500 | $6,447+47.4% | $5,638+68.5% | $6,400+48.4% |
| Admin fee / account holder | $5,251 | $18,091-71.0% | $14,675-64.2% | $11,427-54.1% |