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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,315 | $168,635+210.9% | $147,617+255.2% | $125,389+318.2% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -0.29% | 77.65%-77.9pp | 61.98%-62.3pp | 282.24%-282.5pp |
| Employer contribution / active EE | $2,277 | $6,252-63.6% | $5,564-59.1% | $4,866-53.2% |
| Participant deferral / active EE | $10,320 | $5,507+87.4% | $4,895+110.8% | $5,352+92.8% |
| Admin fee / account holder | $6,579 | $13,580-51.6% | $11,612-43.3% | $9,541-31.0% |