Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,465 | $47,944-80.3% | $67,834-86.0% | $62,881-84.9% |
| Participation rate | 34.0% | 61.1%-27.1pp | 68.8%-34.8pp | 69.3%-35.3pp |
| Annual return | 8.37% | 11.77%-3.4pp | 138.47%-130.1pp | 20.14%-11.8pp |
| Employer contribution / active EE | $165 | $1,562-89.4% | $2,403-93.1% | $2,281-92.8% |
| Participant deferral / active EE | $979 | $2,247-56.4% | $3,160-69.0% | $3,203-69.4% |
| Admin fee / account holder | $625 | $3,712-83.2% | $4,622-86.5% | $4,296-85.4% |