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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,647 | $175,231-18.0% | $149,696-4.0% | $139,466+3.0% |
| Participation rate | 84.6% | 83.4%+1.2pp | 78.8%+5.8pp | 80.3%+4.3pp |
| Annual return | 13.14% | 166.77%-153.6pp | 134.46%-121.3pp | 373.66%-360.5pp |
| Employer contribution / active EE | $2,825 | $5,478-48.4% | $4,821-41.4% | $4,754-40.6% |
| Participant deferral / active EE | $7,163 | $6,521+9.8% | $5,682+26.1% | $6,712+6.7% |
| Admin fee / account holder | $4,882 | $16,155-69.8% | $13,212-63.1% | $11,409-57.2% |