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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,979 | $48,327-38.0% | $67,575-55.6% | $80,935-63.0% |
| Participation rate | 36.1% | 66.4%-30.3pp | 72.9%-36.8pp | 67.7%-31.6pp |
| Annual return | 12.57% | 18.31%-5.7pp | 3528.98%-3516.4pp | 35.66%-23.1pp |
| Employer contribution / active EE | $0 | $2,022-100.0% | $2,736-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,603 | $2,927-45.2% | $4,003-60.0% | $4,299-62.7% |
| Admin fee / account holder | $1,106 | $3,692-70.0% | $3,993-72.3% | $6,924-84.0% |