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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,539 | $202,460-83.9% | $169,385-80.8% | $139,456-76.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 26.09% | 532.07%-506.0pp | 405.82%-379.7pp | 373.45%-347.4pp |
| Employer contribution / active EE | $819 | $4,691-82.5% | $4,012-79.6% | $4,753-82.8% |
| Participant deferral / active EE | $4,388 | $6,938-36.8% | $6,221-29.5% | $6,711-34.6% |
| Admin fee / account holder | $768 | $10,719-92.8% | $9,011-91.5% | $11,407-93.3% |