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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,024 | $202,463+10.6% | $169,397+32.2% | $139,487+60.6% |
| Participation rate | 77.8% | 81.1%-3.3pp | 77.2%+0.6pp | 80.3%-2.6pp |
| Annual return | 13.34% | 532.64%-519.3pp | 406.23%-392.9pp | 373.84%-360.5pp |
| Employer contribution / active EE | $5,258 | $4,694+12.0% | $4,013+31.0% | $4,755+10.6% |
| Participant deferral / active EE | $5,481 | $6,941-21.0% | $6,223-11.9% | $6,713-18.3% |
| Admin fee / account holder | $5,033 | $10,726-53.1% | $9,017-44.2% | $11,407-55.9% |