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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,469 | $228,395-28.9% | $185,861-12.6% | $158,982+2.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 11.14% | 40.82%-29.7pp | 35.96%-24.8pp | 302.99%-291.8pp |
| Employer contribution / active EE | $8,571 | $4,968+72.5% | $4,088+109.7% | $4,763+80.0% |
| Participant deferral / active EE | $8,958 | $6,417+39.6% | $5,634+59.0% | $5,983+49.7% |
| Admin fee / account holder | $5,297 | $11,869-55.4% | $9,503-44.3% | $11,252-52.9% |