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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,672 | $72,272-64.5% | $101,264-74.6% | $79,858-67.9% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 19.54% | 22.30%-2.8pp | 46.48%-26.9pp | 31.72%-12.2pp |
| Employer contribution / active EE | $6,339 | $2,692+135.5% | $3,660+73.2% | $2,471+156.6% |
| Participant deferral / active EE | $3,281 | $3,2820% | $4,370-24.9% | $3,740-12.3% |
| Admin fee / account holder | $1,293 | $4,401-70.6% | $5,947-78.3% | $5,306-75.6% |