Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,399 | $59,116-75.6% | $86,438-83.3% | $68,486-79.0% |
| Participation rate | 56.4% | 75.2%-18.8pp | 80.3%-23.9pp | 67.9%-11.5pp |
| Annual return | -16.33% | -0.23%-16.1pp | 4397.19%-4413.5pp | -7.85%-8.5pp |
| Employer contribution / active EE | $0 | $2,519-100.0% | $3,769-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,279 | $5,902-27.5% | $6,952-38.5% | $4,028+6.2% |
| Admin fee / account holder | $1,655 | $5,639-70.7% | $6,733-75.4% | $5,404-69.4% |