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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,039 | $157,296-91.7% | $141,191-90.8% | $152,897-91.5% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 17.46% | 64.34%-46.9pp | 71.41%-53.9pp | 345.43%-328.0pp |
| Employer contribution / active EE | $2,387 | $5,262-54.6% | $4,736-49.6% | $4,764-49.9% |
| Participant deferral / active EE | $4,182 | $7,111-41.2% | $6,710-37.7% | $5,851-28.5% |
| Admin fee / account holder | $1,706 | $12,125-85.9% | $10,264-83.4% | $11,599-85.3% |