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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,798 | $185,905-11.9% | $170,057-3.7% | $139,487+17.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 16.28% | 60.56%-44.3pp | 53.42%-37.1pp | 373.84%-357.6pp |
| Employer contribution / active EE | $9,675 | $7,597+27.3% | $6,790+42.5% | $4,755+103.5% |
| Participant deferral / active EE | $9,568 | $11,627-17.7% | $10,411-8.1% | $6,713+42.5% |
| Admin fee / account holder | $11,473 | $15,397-25.5% | $12,826-10.5% | $11,407+0.6% |