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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,215 | $167,533-29.4% | $151,645-22.0% | $134,545-12.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -21.53% | 7.81%-29.3pp | 3.34%-24.9pp | 418.37%-439.9pp |
| Employer contribution / active EE | $9,781 | $6,828+43.2% | $6,165+58.7% | $4,742+106.3% |
| Participant deferral / active EE | $9,563 | $8,985+6.4% | $8,363+14.3% | $6,401+49.4% |
| Admin fee / account holder | $1,369 | $13,781-90.1% | $11,614-88.2% | $11,431-88.0% |