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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,626 | $58,320+31.4% | $86,451-11.4% | $66,949+14.5% |
| Participation rate | 88.5% | 78.6%+9.9pp | 80.3%+8.1pp | 69.8%+18.6pp |
| Annual return | 4.75% | -9.71%+14.5pp | 4398.51%-4393.8pp | 1.57%+3.2pp |
| Employer contribution / active EE | $0 | $2,615-100.0% | $3,770-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $6,219 | $6,899-9.9% | $6,953-10.6% | $4,239+46.7% |
| Admin fee / account holder | $4,776 | $546+774.9% | $6,734-29.1% | $594+704.6% |