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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,868 | $77,157-6.9% | $108,405-33.7% | $85,847-16.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 12.26% | 44.55%-32.3pp | 905.55%-893.3pp | 318.61%-306.3pp |
| Employer contribution / active EE | $4,352 | $2,379+82.9% | $3,559+22.3% | $2,565+69.7% |
| Participant deferral / active EE | $8,394 | $5,567+50.8% | $6,563+27.9% | $3,952+112.4% |
| Admin fee / account holder | $5,810 | $5,174+12.3% | $7,297-20.4% | $6,261-7.2% |