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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,943 | $105,856-47.2% | $90,161-38.0% | $147,586-62.1% |
| Participation rate | 62.5% | 79.7%-17.2pp | 76.9%-14.4pp | 82.8%-20.3pp |
| Annual return | 24.94% | 37.63%-12.7pp | 34.89%-9.9pp | 578.59%-553.7pp |
| Employer contribution / active EE | $2,679 | $4,126-35.1% | $3,318-19.3% | $4,876-45.1% |
| Participant deferral / active EE | $4,886 | $5,733-14.8% | $5,287-7.6% | $5,439-10.2% |
| Admin fee / account holder | $0 | $8,046-100.0% | $5,943-100.0% | $10,886-100.0% |