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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,407 | $63,346-80.4% | $92,240-86.5% | $70,126-82.3% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 18.23% | 530.19%-512.0pp | 176.29%-158.1pp | 73.15%-54.9pp |
| Employer contribution / active EE | $2,889 | $2,471+16.9% | $3,680-21.5% | $2,343+23.3% |
| Participant deferral / active EE | $3,823 | $2,854+33.9% | $3,897-1.9% | $3,332+14.7% |
| Admin fee / account holder | $909 | $3,841-76.3% | $5,194-82.5% | $4,645-80.4% |