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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,905 | $85,790-48.8% | $67,313-34.8% | $135,382-67.6% |
| Participation rate | 40.0% | 76.5%-36.5pp | 69.1%-29.1pp | 82.6%-42.6pp |
| Annual return | -9.18% | -0.54%-8.6pp | -4.08%-5.1pp | 519.77%-529.0pp |
| Employer contribution / active EE | $734 | $3,487-79.0% | $2,566-71.4% | $4,779-84.6% |
| Participant deferral / active EE | $3,108 | $4,651-33.2% | $3,568-12.9% | $5,609-44.6% |
| Admin fee / account holder | $0 | $6,392-100.0% | $4,507-100.0% | $10,829-100.0% |