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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,289 | $94,529-3.4% | $140,019-34.8% | $64,173+42.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -7.39% | 7.77%-15.2pp | 651.17%-658.6pp | 7.63%-15.0pp |
| Employer contribution / active EE | $7,681 | $3,812+101.5% | $5,605+37.0% | $2,381+222.6% |
| Participant deferral / active EE | $5,876 | $5,250+11.9% | $6,927-15.2% | $3,470+69.3% |
| Admin fee / account holder | $837 | $6,741-87.6% | $10,705-92.2% | $4,887-82.9% |