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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,709 | $100,060-15.3% | $149,721-43.4% | $70,126+20.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 19.33% | 27.46%-8.1pp | 1501.67%-1482.3pp | 73.15%-53.8pp |
| Employer contribution / active EE | $7,467 | $3,661+104.0% | $5,444+37.2% | $2,343+218.8% |
| Participant deferral / active EE | $5,584 | $4,982+12.1% | $6,568-15.0% | $3,332+67.6% |
| Admin fee / account holder | $3,284 | $8,285-60.4% | $11,282-70.9% | $4,645-29.3% |