Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,268 | $65,361-84.3% | $92,903-88.9% | $72,983-85.9% |
| Participation rate | 58.3% | 68.3%-10.0pp | 76.0%-17.7pp | 69.5%-11.2pp |
| Annual return | 26.97% | 42.11%-15.1pp | 109.43%-82.5pp | 81.01%-54.0pp |
| Employer contribution / active EE | $284 | $2,594-89.0% | $3,653-92.2% | $2,440-88.4% |
| Participant deferral / active EE | $2,342 | $3,128-25.1% | $4,238-44.7% | $3,608-35.1% |
| Admin fee / account holder | $1,007 | $4,251-76.3% | $5,795-82.6% | $5,124-80.4% |