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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,046 | $106,115-80.2% | $85,969-75.5% | $125,388-83.2% |
| Participation rate | 53.8% | 84.1%-30.2pp | 76.5%-22.7pp | 83.2%-29.3pp |
| Annual return | -1.46% | 13.93%-15.4pp | 9.32%-10.8pp | 282.24%-283.7pp |
| Employer contribution / active EE | $1,015 | $4,537-77.6% | $3,474-70.8% | $4,866-79.1% |
| Participant deferral / active EE | $3,362 | $4,859-30.8% | $3,829-12.2% | $5,352-37.2% |
| Admin fee / account holder | $0 | $8,144-100.0% | $6,053-100.0% | $9,541-100.0% |