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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,898 | $167,352+72.0% | $143,788+100.2% | $134,509+114.0% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -15.58% | 0.47%-16.0pp | -0.03%-15.5pp | 418.13%-433.7pp |
| Employer contribution / active EE | $11,390 | $5,620+102.7% | $4,952+130.0% | $4,741+140.3% |
| Participant deferral / active EE | $7,331 | $6,447+13.7% | $5,638+30.0% | $6,400+14.5% |
| Admin fee / account holder | $1,670 | $18,091-90.8% | $14,675-88.6% | $11,427-85.4% |