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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,266 | $82,678+10.4% | $125,391-27.2% | $68,490+33.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -16.74% | -5.97%-10.8pp | 572.41%-589.2pp | -7.85%-8.9pp |
| Employer contribution / active EE | $2,060 | $3,382-39.1% | $4,816-57.2% | $2,597-20.7% |
| Participant deferral / active EE | $2,156 | $6,111-64.7% | $7,448-71.0% | $4,028-46.5% |
| Admin fee / account holder | $14,186 | $6,277+126.0% | $10,009+41.7% | $5,403+162.6% |