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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,075 | $176,105-26.1% | $159,474-18.4% | $167,536-22.4% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 13.08% | 331.91%-318.8pp | 263.68%-250.6pp | 478.82%-465.7pp |
| Employer contribution / active EE | $2,633 | $5,299-50.3% | $4,831-45.5% | $4,839-45.6% |
| Participant deferral / active EE | $2,025 | $7,751-73.9% | $7,353-72.5% | $6,342-68.1% |
| Admin fee / account holder | $9,326 | $12,559-25.7% | $10,802-13.7% | $12,315-24.3% |