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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,085 | $118,695-95.7% | $98,916-94.9% | $158,950-96.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 1.12% | 372.39%-371.3pp | 196.45%-195.3pp | 302.91%-301.8pp |
| Employer contribution / active EE | $1,253 | $3,333-62.4% | $2,689-53.4% | $4,762-73.7% |
| Participant deferral / active EE | $1,636 | $5,088-67.9% | $4,245-61.5% | $5,983-72.7% |
| Admin fee / account holder | $1,740 | $10,132-82.8% | $6,642-73.8% | $11,248-84.5% |