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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,201 | $51,606-57.0% | $129,339-82.8% | $80,911-72.6% |
| Participation rate | 60.0% | 57.0%+3.0pp | 69.6%-9.6pp | 67.6%-7.6pp |
| Annual return | 14.24% | 20.76%-6.5pp | 9437.05%-9422.8pp | 35.63%-21.4pp |
| Employer contribution / active EE | $404 | $1,582-74.5% | $4,154-90.3% | $2,756-85.3% |
| Participant deferral / active EE | $2,547 | $2,669-4.5% | $4,170-38.9% | $4,297-40.7% |
| Admin fee / account holder | $582 | $4,310-86.5% | $7,668-92.4% | $6,935-91.6% |