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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,237 | $211,946-79.6% | $169,452-74.5% | $135,379-68.1% |
| Participation rate | 83.3% | 82.6%+0.7pp | 77.8%+5.6pp | 82.6%+0.7pp |
| Annual return | -6.84% | 3.26%-10.1pp | 1.83%-8.7pp | 519.79%-526.6pp |
| Employer contribution / active EE | $1,848 | $5,117-63.9% | $4,157-55.5% | $4,779-61.3% |
| Participant deferral / active EE | $8,515 | $6,075+40.2% | $5,277+61.4% | $5,609+51.8% |
| Admin fee / account holder | $412 | $11,472-96.4% | $9,110-95.5% | $10,828-96.2% |