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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,517 | $215,361-84.9% | $171,082-81.0% | $273,972-88.1% |
| Participation rate | 66.7% | 82.0%-15.4pp | 76.7%-10.0pp | 83.0%-16.3pp |
| Annual return | 14.05% | 25.14%-11.1pp | 32.56%-18.5pp | 41.46%-27.4pp |
| Employer contribution / active EE | $2,874 | $4,967-42.1% | $4,002-28.2% | $4,869-41.0% |
| Participant deferral / active EE | $16,232 | $5,543+192.8% | $4,797+238.3% | $5,287+207.0% |
| Admin fee / account holder | $155 | $10,846-98.6% | $8,520-98.2% | $10,133-98.5% |