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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,607 | $135,645-16.2% | $110,243+3.1% | $135,379-16.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -7.74% | 513.24%-521.0pp | 314.76%-322.5pp | 519.79%-527.5pp |
| Employer contribution / active EE | $2,589 | $4,907-47.2% | $3,827-32.3% | $4,779-45.8% |
| Participant deferral / active EE | $6,417 | $5,507+16.5% | $4,672+37.3% | $5,609+14.4% |
| Admin fee / account holder | $8,545 | $11,458-25.4% | $8,5480% | $10,828-21.1% |