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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,585 | $159,978-27.1% | $147,041-20.7% | $145,978-20.1% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 14.16% | 98.36%-84.2pp | 419.21%-405.1pp | 550.52%-536.4pp |
| Employer contribution / active EE | $9,474 | $5,288+79.2% | $4,935+92.0% | $4,662+103.2% |
| Participant deferral / active EE | $16,582 | $8,429+96.7% | $8,071+105.5% | $6,690+147.9% |
| Admin fee / account holder | $2,487 | $15,053-83.5% | $13,006-80.9% | $13,400-81.4% |