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| Provider | Service type | Compensation |
|---|---|---|
Filed as: UBS FINANCIAL SERVICES, INC. Service code 15 · EIN 13-2638166 | Recordkeeping | $12,447 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $7,573 |
ADP BROKER-DEALER6 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,830 | $79,209-63.6% | $102,434-71.9% | $74,459-61.3% |
| Participation rate | 64.2% | 74.8%-10.6pp | 76.5%-12.3pp | 67.2%-3.1pp |
| Annual return | 17.25% | 54.98%-37.7pp | 29.46%-12.2pp | 1369.70%-1352.5pp |
| Employer contribution / active EE | $1,627 | $2,362-31.1% | $3,023-46.2% | $2,626-38.0% |
| Participant deferral / active EE | $3,953 | $4,417-10.5% | $5,055-21.8% | $4,350-9.1% |
| Admin fee / account holder | $103 | $2,002-94.9% | $9,462-98.9% | $1,945-94.7% |