Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,706 | $67,606-76.8% | $82,313-80.9% | $70,124-77.6% |
| Participation rate | 28.8% | 72.8%-44.0pp | 76.9%-48.1pp | 69.5%-40.8pp |
| Annual return | 18.55% | 21.57%-3.0pp | 25.88%-7.3pp | 73.14%-54.6pp |
| Employer contribution / active EE | $602 | $1,755-65.7% | $2,428-75.2% | $2,342-74.3% |
| Participant deferral / active EE | $1,346 | $2,987-54.9% | $3,706-63.7% | $3,332-59.6% |
| Admin fee / account holder | $625 | $4,512-86.2% | $5,608-88.9% | $4,645-86.6% |