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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,275 | $148,629-15.0% | $135,982-7.1% | $139,487-9.5% |
| Participation rate | 86.4% | 83.9%+2.5pp | 81.9%+4.4pp | 80.3%+6.0pp |
| Annual return | 17.18% | 79.33%-62.2pp | 68.32%-51.1pp | 373.84%-356.7pp |
| Employer contribution / active EE | $14,189 | $5,247+170.4% | $4,859+192.0% | $4,755+198.4% |
| Participant deferral / active EE | $12,365 | $8,102+52.6% | $7,760+59.3% | $6,713+84.2% |
| Admin fee / account holder | $7,443 | $12,406-40.0% | $10,767-30.9% | $11,407-34.8% |